There are lots of reasons the public calls on Young Appraisal Company

Year after year, thousands of people in Mississippi purchase, sell or refinance their home. Many of these transactions consist of a simple line item for an appraisal. Practically all lenders still need a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation processes that may appear to be cheaper than an appraisal. You might assume that obtaining a mortgage is the only reason to get an appraisal, but there are other times when the services of a licensed, independent real estate professional might be beneficial.

For real estate appraisals in Saltillo and Lee County, it's easiest when your order online from Young Appraisal Company, just click here.

Appeal your tax assessment in Lee County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a previous assessment of your house, so if values have declined in your area, you can challenge your assessment and save money. When building your case, an appraisal from Young Appraisal Company is your best evidence. At Young Appraisal Company,we can assist you in disputing your tax assessment.

Young Appraisal Company can help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance plan that most lenders ask home owners to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. Since the added payment is usually folded into the monthly mortgage payment, it is often forgotten. This is damaging because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

Young Appraisal Company can provide you with a statement regarding the value of your home, and the cost of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Young Appraisal Company

A divorce is a particularly heartbreaking ordeal for the parties involved, and it is often even more complicated by the troublesome decision of who keeps the property. Regardless of the situation, it's a good idea to order an appraisal from Young Appraisal Company so both parties are fully aware of the true market value of their house.

If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the correct value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.

Young Appraisal Company can help you with relocating to or from Lee County

Moving due to a job change can be a real pain. We know where you're coming from! That's why we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered during our intensive process.

Let Young Appraisal Company help you sell your home quickly at the right price

A professional appraisal can help you make a more informed decision when determining your selling price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price.

On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.